Freddie E. Spears, ChFC®, CLTC

Freddie Spears has been assisting clients for over 42 years in the financial services industry. He works in the four main areas of a person's financial world: Protection, Accumulation, Distribution, and Conservation Planning. Fred emphasizes Asset Protection, Business Planning, Estate Planning and Retirement Planning including state and civil service planning (Drop/Lump Sum Rollovers, IRA Rollovers and 401k Rollovers). In today's volatile economic world, Fred emphasizes safety and protection of principle as well as maximizing income during one's distribution years. 

Fred is a financial advisor with Park Avenue Securities and is the creator and Senior Advisor for Strategic Solutions Financial Group. Fred attended Trinity University in San Antonio, Texas, majoring in Business. He has been with North Florida Financial Corporation, Park Avenue Securities and Guardian for over 25 years. Fred has just recently created Strategic Solutions Financial Group an affiliate of North Florida Financial Corporation. He has consistently qualified for Leader's Club, Executive Club and President's Council along with qualifying for the Million Dollar Round Table, Court of the Table, as well as Top of the Table. He has also achieved top honors as a equity and investment advisor.

Fred and his wife Susan have been long time residents of Crestview, FL, where they raised their children, Ben and Jill (Nick) and enjoys spending time with their grandchildren, Brock, Lily-Kate and Marnie Jane.

Registered Representative & Investment Advisor of Park Avenue Securities, Special Agent of Guardian

AR Insurance License #388922