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As financial professionals, we are committed to helping people create solutions for their retirement assets. Once we understand your risk tolerance, time horizon, and goals we'll work diligently to develop a program that carefully balances investment strategies with preserving principal.

Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. We work closely with our clients to evaluate those opportunities and get in position to reap those rewards. We enjoy helping people build a solid financial foundation for the future.

We regularly meet clients in Crestview, Dothan, Marianna, and Montgomery.

Meet our team


Benjamin D. Spears

Field Representative, Guardian

(850) 682-5008

(850) 682-5065

Ben is excited to have an opportunity to work along side his father, Freddie Spears in the financial services industry and it will allow for the continuation of their practice when Fred retires. Ben has the opportunity, through the...

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Sharon "Dee Dee" Martin

Financial Specialist

(850) 865-2138

Since 1999, Sharon "Dee Dee" Martin has sought to help individuals and businesses organize their financial lives and achieve their financial goals. She finds it rewarding to help clients reach financial milestones as she has...

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Freddie E. Spears, ChFC®, CLTC

Financial Advisor, Park Avenue Securities LLC

(850) 682-5008

(850) 682-5065

Freddie Spears has been assisting clients for over 40 years in the financial services industry. He works in the four main areas of a person's financial world: Protection, Accumulation, Distribution, and Conservation Planning. Fred...

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Rhonda Dees

Administrative Assistant



Rhonda has been an Administrative Assistant with companies in our area. She assists the team in meeting the needs of clients and scheduling client review appointments. Rhonda processes all new business and services accounts. Rhonda and...

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